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Maria has over 25 years of experience in the mortgage industry.
Maria is more than an experienced mortgage broker for every level of borrower. She is an expert, loyal advisor and trusted confidante who looks out for you financial well-being and fiscal success.
Maria specializes in exploring every available avenue and all options for every client. She has the unique ability to evaluate every angle and find the best situation to suit her client’s present and future needs.
In a business world where ethics change from day-to-day, Maria’s personal touch enables her to pay attention to her customers’ needs while practicing the highest industry standards. Her persistence empowers her to keep pushing until the total job gets done without ever compromising the true meaning of "good business".
Maria’s Work Experience
Certified Hispanic Women Owned Business - CAGE #3XFS6
Blue Water Mortgage & Investments, LLC 2005 to Present
President
Has helped many satisfied clients purchase their dream home by carefully analyzing their purchase power and “fitting” them with the most suitable financing available.
In the commercial side, helped clients obtain financing for:
$1.6 million dollar strip center
$1.5 million dollar daycare center
$1.2 million dollar 2nd mortgage office building
$7.0 million dollar 2nd mortgage warehouse building
Advanced Mortgage Solutions of South Fla. Inc. 2000 to 2005
Sr. Vice President
- Responsible for full knowledge underwriting of all mortgages program guidelines for FNMA, Freddie Mac and nonconforming mortgages.
- Preparation of closing package and shipment of loans to proper investors.
- Responsible for setting up all investors.
Great Eastern Mortgage and Investments, Inc. 1999 to 2000
Senior Underwriter
- Responsible for full knowledge underwriting of all mortgage program guidelines for FNMA, FHA, VA, Freddie Mac, and nonconforming mortgages.
- Responsible for setting up all investors.
- Preparation of closing package and shipment of loans to proper investors.
World Mortgage Corp. 1998 to 1999
Senior Underwriter
- Responsible for full knowledge underwriting nonconforming mortgage loans submitted by third party originators.
- Responsible for processing all FHA, VA, FNMA, Freddie Mac mortgage loans.
- Supervised preparation of closing mortgage loan package.
- Insured loans were properly ship and sold to certain investors
American Financial Network, Inc. 1989 to 1998
Senior Vice President
- Responsible for full knowledge underwriting of all mortgages program guidelines for FNMA, FHA, VA, and many others expanded criteria sub prime programs.
- Supervised all the employees.
- Structured loans to fit programs.
- Responsible for underwriting high volume, extremely diversified mortgage loans.
- Insured loan meets investor guidelines.
- Obtained FHA and VA approval.
- Obtained training on FNMA Desk Top Underwriter at FNMA.
- Preparation of regulatory disclosure
- Cross-trained as a title agent for the sister company
Citizens Mortgage Service Company 1986 to 1989
Senior Loan Processor and Closing Supervisor
- Received files from loan officers, performed initial and followup processing. Prepared appropriate application forms and forward documentation for Conventional, FHA, or VA approval.
- Developed and established the closing department. Prepared closing instructions and drafts for Conventional, FHA, VA, and construction loans.
Landmark Mortgage Corporation 1985 to 1986
Senior Loan Processor
- Processed Conventional, FHA, and VA loans.
- Trained new employees on all aspects of closing.
Stockton, Whatley, Davin and Co. 1983 to 1985
Loan Closing Coordinator
- Coordinate closing for Conventional, FHA, and VA loans.
Accolades:
“Thank you for all your hard work on this and the sacrifice of time has not gone unnoticed”
Sharon Smith
“You are always so positive and upbeat. A great attitude like yours so wonderful to be around"
Kerry Sachs
"While Maria was working hard to find a refinance mortgage for me when I really needed it, she made me feel comfortable throughout the entire process, and I felt that I was getting a great value tailored to my particular circumstances. I never worried that I would be taken advantage of, even though I have often worried about this in the past".
Kelben Holbrook
"Maria Bloch is a highly skilled professional mortgage broker who has help my wife and myself from start to finish on our original mortgage, to our eventual 2 refinancing. I felt comfortable with working with her in part for her integrity and how she kept us informed from start to finish!! And she always returned our phone call promptly, and answered all of our questions with patience no matter how trivial the question was".
Lenny Tarafa
"Maria went above and beyond the expected service. She was creative in the transaction and worked with high integrity. She is very knowledgeable in her field"
Terri Dautel-Wett
"The best underwriter the company ever had. Knows the business inside and out with years of experience both as part of our company and now as a business owner"
Michel Bitton
"Maria is one of the best people I have ever had the pleasure to work with in the Mortgage Industry. She is very knowledgeable and a pleasure to work with. I would absolutely recommend her!"
Adam Itchkawich
"I would like to endorse Maria T Bloch , President at Blue Water Mortgage & investments , LLC. Working with her to secure my mortgage for my new home was the easiest and most uncomplicated experience I have ever had. Dealing with Blue Water Mortgage & Investments gave me peace of mind and confidence that every effort was made to accommodate my needs. Mrs. Bloch is dependable, reliable, resourceful and honest. I recommend her with the highest off the chart score in excellence". Pablo Cano
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